Kharch Saathi Every rupee
deserves
attention.

KharchSaathi is your private financial companion. We analyze your bank statements in volatile memory—no storage, no tracking, just pure insights.

Zero-Knowledge Real-time Analysis

Welcome Back

Access your private financial vault

END-TO-END ENCRYPTED SESSION

Smart Categorization

Our algorithm automatically sorts your UPI, Food, and Shopping transactions into clean, readable buckets with 99% accuracy.

Anomaly Detection

Identify statistical outliers and high-frequency UPI alerts that might indicate fraud or hidden subscription leaks.

Wealth Strategies

Get personalized recommendations to cut costs and extend your financial runway based on real historical data.

Simple. Secure. Private.

Three steps to financial clarity without ever compromising your privacy.

1

Export CSV

Download your bank statement from your banking portal in CSV format.

2

Upload & Analyze

Drop your file into KharchSaathi. We analyze it in real-time in your browser's memory.

3

Get Insights

Instantly see your health score, runway, and anomalies. No data is ever saved.

Kharch Saathi

Because every rupee deserves attention.

Drag and drop your statement

Or click to upload a CSV file

Total Spending

₹0

Transactions

0

Risk Score

0

Alerts

0

Spending Over Time

Anomaly Feed